Two of the three leading health care reform proposals being considered by Congress -- the House "Tri-Committee" health care reform legislation and the Senate Health, Education, Labor, and Pensions (HELP) Committee's reform legislation -- include sensibly designed "play-or-pay" provisions that require employers to pay an assessment if they do not offer insurance to some or all of their employees. The third leading health care reform proposal -- the bill proposed by Sen. Max Baucus and currently under consideration by the Senate Finance Committee -- also includes a play-or-pay requirement, but it is poorly designed and would be unfair to employers, harmful to employees, and impose wasteful expenses on taxpayers.
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