Researchers have begun to investigate more deeply the specific effects of rising college costs, increasing debt, and the impact of financial aid on degree completion. Specifically, this paper describes the various sources and types of financial aid available to postsecondary students in Texas, how financial aid is packaged at different types of institutions, and the effects of financial aid types and packages on post-secondary persistence and completion. An appendix contains additional detail on federal, state, institutional and private aid sources as well as a list of the advisors, interviewees, and focus group members we spoke with during our research. While this paper focuses on financial aid in Texas given GTF's state-based purview, we believe many of the lessons are applicable across the country.
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