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Patterns of Disparity: Small Business Lending in the Buffalo and New Brunswick Regions

April 1, 2017

Part of our Patterns of Disparity series, this report examines bank lending to businesses in Buffalo, BY and New Brunswick, NJ. The purpose is to determine the extent to which banks are meeting the credit needs of businesses throughout those two regions. The focus of the report is on the smaller value loans under $100,000 that are most likely to support smaller, local businesses that provide employment and wealth-building opportunities for local residents.

Prepped for Success? Supporting Pregnant and Parenting Teens in Chicago Schools

July 1, 2003

In 2000, there were 8,153 births to mothers under the age of 20 in the city of Chicago. Forty-one percent of those births (3321) were to teenagers 17 or younger. Research has demonstrated that teen mothers are more likely than other teens to drop out of school and become dependent on welfare. 2 When a teen mother does not finish high school, she is more likely to become trapped in poverty than her better-educated peers. With so many potential negative effects of poverty on the teen and on her child, it is critically important to help the teen mother finish her education while she is still young and more likely to finish. During the course of its work on issues around pregnant and parenting teens, the Center for Impact Research (CIR) has heard from several advocates and service providers about the barriers teen parents face in furthering their education. 3 In addition to helping pregnant and parenting teens prepare for their new parental roles, many teen service providers help young parents navigate through various institutional systems. Some of these service providers reported negative impressions about how various educational systems in Chicago deal with pregnant and parenting teens. Service providers believed that some Chicago Public Schools teachers and administrators were not addressing the needs of pregnant and parenting teens and were inappropriately pushing them out of CPS schools and referring them elsewhere.

No Place to Grow: The Unsafe and Unstable Housing Conditions of Illinois Pregnant and Parenting Youth and Their Children

June 1, 2003

In an attempt to determine the number of pregnant and parenting youth in need of alternative living arrangements throughout Illinois, the Center for Impact Research (CIR), in collaboration with its working group members, conducted a statewide needs assessment to obtain more information about the housing needs of pregnant and parenting youth in Illinois. CIR developed and conducted a survey of organizations that provide services to pregnant and parenting youth throughout Illinois. CIR's findings demonstrate the urgent need for a statewide focus on providing alternative living arrangements for this population.