Clear all

7 results found

reorder grid_view

Age Disparities in Unemployment and Reemployment During the Great Recession and Recovery

May 15, 2012

Analyzes patterns in the percentage of workers unemployed at any point between May 2008 and March 2011, number of months they were unemployed, wage losses at reemployment, and likelihood of workers leaving the labor force by age group.

How Much Might Automatic IRAs Improve Retirement Security for Low- and Moderate-Wage Workers?

July 5, 2011

Estimates the extent to which requiring employers with no retirement plan to set up individual retirement accounts and automatically deposit a portion of pay would improve low- and moderate-wage workers' retirement security. Outlines policy implications.

The Potential Impact of the Great Recession on Future Retirement Incomes

May 26, 2011

Estimates the effects of job loss, slower wage growth, and withdrawals from retirement savings during the 2007-09 recession on retirement incomes at age 70, including decline in income by age group and number of those likely to live in poverty at 70.

Understanding Early Withdrawals From Retirement Accounts

May 31, 2010

Examines early withdrawals from IRAs and 401(k)s by demographics, education, income, and reason, including job loss, poor health, and college costs. Suggests policies to expand plan participation, preserve retirement savings, and increase other savings.

Does Autoenrollment Affect Employer Contributions?

December 8, 2009

Summarizes research on how automatically enrolling employees in 401(k) plans in order to raise participation rates increases costs for employers and affects their matching contribution rates and, in turn, the retirement security of eligible employees.

What the 2008 Stock Market Crash Means for Retirement Security

April 23, 2009

Compares future retirement resources before and after the stock market decline, by gender, marital status, race/ethnicity, education, and retirement income quintile, under three scenarios: no recovery, full recovery, and partial recovery in ten years.

Children's Savings Accounts: Why Design Matters

May 1, 2008

Estimates how specific features of CSAs -- supplemental grants, federal matches, private contributions, and nontaxability -- would affect the impact of CSAs on wealth distribution. Analyzes data by mother's race/ethnicity, income, and education.